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Showing content with the highest reputation on 12/18/2011 in all areas
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They have to give you market value for your car, at least in Ca.. They require appraisals now, it can't be a one way street, if you are insured for 100k and your car is worth 50k, they will only pay you 50k. Therefore if your car is worth 100k and you insure it for 50k, they will have to give you 100k. At least that is how my agent explained it to me, that is why the appraisal is required now.1 point