Trading up, Been duning for 20 years. Started off on a 110 ATC back in the day. Slept in a tent yada yada.........
Bought toys and traded up and had to invest a little more each time to upgrade. By no means am I a baller out there but I worked for what I have and own them outright.
Some people did the refi-thing and borrowed against their homes, and today you are seeing them for sale.
Patience grasshopper and one day you will have the things you desire. But for now just enjoy what you have. If your smiling out in the dunes then your doing ok!