Don't use your home owners for that amount of damage. Insurance companies black list you for claims, so if you don't have a MAJOR claim (as in thousands) don't make a claim (I learned this from a friend who learned the hard way). On day one at our house she got the blinds, on day two she broke out of a PetSmart cage but ended up locking herself in the garage after she figured out the lever type door knob, on day three we put her in the garage. Other than teeth marks on the door knob inside the garage, she did good.
If you are right with her, she is good as gold, but when she is alone, she gets into mischief.