ATV and Buggy Insurance

[ladylove4]

:north_pole: Many people think they have coverage for their ATV's and buggies, but you don't. All homeowners policies do not cover these items. Not in your trailer or in your garage. You have to buy specific coverage for these items. The nice thing is it is now available for buggies up to $50,000. Also, your liability does not cover these items either. So if you hit someone or someone hits you, you have no protection.

I am not trying to scare you, but things happen and people get hurt. Please contact me if you would like some information about insurance. YES, I am an insurance agent, but I am also an avid rider and I hate to see people get hurt and loose everything when they can protect it for pennies on the dollar. Please contact for more info. Take Care.

[EY3BA11]

My bike is insured thru state farm... sorry its the only toy i have at this time!

[sanddunesaddict]

My raptor is through Progressive.Thanks

[dman74]

so who handles buggy ins

[EY3BA11]

Try the lady above.. unless yours is worth more than 50k... i would have to say the lack of b-piller just dropped its value.. LOL j/k

[Vegas FX400]

if ya dont mind, but how much do you guys pay for ins.???

[EY3BA11]

my 2 wheelr costs me 10 bucks a month or something like that!

[sanddunesaddict]

My raptor is 41 dollars a month.

[SAND~~SNAKE]

My raptor is 41 dollars a month.

from 2 to 4 whells it tripples?

[EY3BA11]

I also work the moves on the insurance lady... Plus they are 2 diff agencies w/ 2 diff underwriters... so i can see the diffrence but i might suggest checking out state farm.. D;

[b370]

I use Progressive on my banshee, and I pay 28.00 a month. For that I have additional coverage on aftermarket items up to $10,000.00. If I crash or it gets stolen, they will hand me a check for 10k. Well worth the 28.00 a month if you ask me.

[EY3BA11]

mine pretty much covers msrp of the bike.. which was close to 8 at the time.

[b370]

ISBB:

the problem with that is as time goes by the value of the bike drops. And if there is a claim... they will only pay you what book value is at the time of loss. With a rider on the policy you can keep a stated value or more for additional items added to the bike. The difference in cost is minimal too...

[sanddunesaddict]

I have the same thing walt is talking about but I only have 9k for ins.I can up it all the way to 25k :eatdrink021:

I also have underinsured and medical payment coverage.

[Don29palms]

This thread looks an awful lot like a meat product. 1st post and all.

[dunefreak]

This thread looks an awful lot like a meat product. 1st post and all.

Oh stop, Don. :eatdrink021: It's fine. This person contacted me (e-mail) about getting some info on the site about buggy and ATV insurance and I told them to post it on the forum. Some members have asked in the past about the insurance so I figured it might help them out. It's ok this time. Thanks for looking out though.

[NLV COWGIRL]

Ladylove 4 is there a way to get in contact with you because I am paying what seems to be a lot more for our 2 quads than other people.

Thanks

[crawlinxj]

I need to find out about ins. too i have atleast 4 bikes i need to insure :eatdrink021:

[dman74]

Try the lady above.. unless yours is worth more than 50k... i would have to say the lack of b-piller just dropped its value.. LOL j/k

thanks

the b-pilars are getting added after t-day

[ladylove4]

thanks

the b-pilars are getting added after t-day

I am located in Las Vegas, but can write for California and Utah as well. Insurance should be running about $100 per vehicle per year. You can reach my office at 702-252-0888. Let me know.

[Richard Cheese]

if ya dont mind, but how much do you guys pay for ins.???

I have ALL my insurance through state farm...homo-ners :freakin_nuts: , both cars, two quads, ranger, life insurance...blah blah blah.

ds650- 9 bucks a month- 108 a year

ranger-12 bucks a month-144 a year

chinese 90- 5 bucks a month- 60 bucks a year

but i get a discount for letting state farm RAPE me for home owners in CA