Pretty much the same for me as most already mentioned. I have a diesel, big toyhauler, sandcar, bikes, etc. The only thing I owe on now is the hauler, but that's getting down there too. I started out small....just a dirtbike and a pickup and worked my way up from there and payed things off as I went. I put dune trips ahead of other luxuries in life because it's what love to do. Some people make other things a priority and treat duning as a secondary or occasional thing. It's an all or nothing sport if you want to have it all (the hauler, sandcar, multiple toys, etc) and spend an entire weekend out there at least once a month). Otherwise it's just too expensive to have the stuff just sit in the garage and suck you dry.