JVZ Posted December 17, 2011 Posted December 17, 2011 Looking for insurance companies that cover sandrails at reasonable prices. I got a ridiculous quote from my insurance carrier. Is there a company that specializes in this and offers good rates? Quote
CaptNkllm Posted December 17, 2011 Posted December 17, 2011 State Farm.. we have with good rates and try Glamisdunes...there are 2 ppl on there that do insurance for toys Capt Quote
dunefreak Posted December 17, 2011 Posted December 17, 2011 Mike Seifer at Allstate 702-270-4500 It's like $650 or something like that per year for $25K coverage. That's what I have. Quote
ynot Posted December 17, 2011 Posted December 17, 2011 Mike Seifer at Allstate 702-270-4500 It's like $650 or something like that per year for $25K coverage. That's what I have. X2 on Mike, he's a great guy. Quote
SAND~~SNAKE Posted December 17, 2011 Posted December 17, 2011 Terry do you have more that 20k ins at allstate? Quote
ynot Posted December 17, 2011 Posted December 17, 2011 Terry do you have more that 20k ins at allstate? I have the car insured for 30k and the RZR s for 12k and it's about $1100.00 per year. Ihad the car at $50k but felt that they would never pay that amount if it got totalled and wanted to cut my expenses some. I also feel that unless it went up in smoke or it got stolen and never recovered there would be enough parts to scrounge off of it to make up the difference. Quote
sanddunesaddict Posted December 17, 2011 Posted December 17, 2011 (edited) They wont give more than 25k now and If the car is worth more than that and you have a claim they wont pay as the vehicle was underinsured. TOO MANY PEOPLE BURNING THEIR CARS OR HAVING THEM STOLEN RUINED IT FOR OTHERS!!!! Edited December 17, 2011 by sanddunesaddict Quote
raspadoo Posted December 17, 2011 Posted December 17, 2011 I have the car insured for 30k and the RZR s for 12k and it's about $1100.00 per year. Ihad the car at $50k but felt that they would never pay that amount if it got totalled and wanted to cut my expenses some. I also feel that unless it went up in smoke or it got stolen and never recovered there would be enough parts to scrounge off of it to make up the difference. They have to give you market value for your car, at least in Ca.. They require appraisals now, it can't be a one way street, if you are insured for 100k and your car is worth 50k, they will only pay you 50k. Therefore if your car is worth 100k and you insure it for 50k, they will have to give you 100k. At least that is how my agent explained it to me, that is why the appraisal is required now. 1 Quote
CaptNkllm Posted December 18, 2011 Posted December 18, 2011 thats how it was explained to me also.. and when my car WAS stolen....I had it insured for 45k and they gave me a check for 57k... Actual replacement value.. not stated value... Of course I am with State Farm and they treat you good.. Capt Quote
jalper Posted December 18, 2011 Posted December 18, 2011 JIm Dean in las vegas just got $78,000 for his Double Throw Down, He had it insured for 97,000, he used State Farm. Quote
CaptNkllm Posted December 18, 2011 Posted December 18, 2011 With what kind of coverage and did he have receipts on 97k? .Sounds to me that depreciation took place or his car wasnt worth 97K Capt JIm Dean in las vegas just got $78,000 for his Double Throw Down, He had it insured for 97,000, he used State Farm. Quote
JVZ Posted December 23, 2011 Author Posted December 23, 2011 Thanks for all the posts. I called Mike at Allstate and he qouted me the same, $650 for the year, so Im going with that. Quote
dunefreak Posted December 23, 2011 Posted December 23, 2011 Right on, J! Glad he could help. He's helped me for many years. Quote
ynot Posted December 23, 2011 Posted December 23, 2011 Right on, J! Glad he could help. He's helped me for many years. That's funny Pete that we have the same agent. I have known Mike for about 30 years. He know's his stuff Quote
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