OK so it looks like I have narrowed it down to a couple cameras. I have been researching some reviews.
I REALLY like the fact that this one (Olympus) is very shock and waterproof, but it doesn't seem to have a very good flash and photo quality might be slightly less than that of the Canon SD750 or 1000 and is much more expensive.
And then the Canon SD1000 seems like a very good camera, is small, and even pretty affordable for the quality camera you get.
Any help to sway my decision would be appreciated.